Sunday, January 22, 2012

Does Loving Yourself Improve Your Self Confidence?


When you have low self-esteem or self-confidence, many times it is because you do not love yourself the way you should. Loving yourself is not a conceited type of loving. It is just accepting the good and bad of who you are without putting yourself down.

Today, it is difficult to do this sometimes, because of pressure from others to be a certain way. At work, you have to act and perform a particular way. When you go home, you have to be another way. Sometimes you cannot keep up with it all, and you get down on yourself and feel you are failing. To feel like this a little bit is normal, but if it makes you not love yourself, it is time to do something about it.

Advantages to Loving Yourself

There are advantages to loving yourself enough and some of them are:

1. You look at yourself in a positive light.

2. You think you can do anything you set out to do.

3. You are nice to those around you because when you like yourself, it is easier to like others.

4. You carry yourself confidently through your day and this even makes others know that you are not afraid.

If these 4 things sound like you, then you love yourself. You most likely also do not suffer from low self-confidence.


Disadvantages of Not Loving Yourself Enough

There are disadvantages to not loving yourself enough and they are:

1. You would only think negatively about yourself.

2. You would be afraid to go after your dreams, because you would automatically think you would fail.

3. You tend to lash out at others when it is really yourself that you have a problem with.

4. You walk into a room sheepishly because you have too little self-love, which leads to not enough self-confidence.

Do these last 4 things sound like you? If they do, you need to start loving yourself more. You probably also have low self-confidence.

Since you now know that self-love and self-confidence go together, what are you going to do about it? Look in the mirror first thing in the morning, and tell yourself 3 things you like about yourself. Write down your attributes. If there are things you think need improving then just set forth to do so, instead of being down on yourself for them. Above all else, stay positive about who you are. You are a good person worth loving! Believe this it is true. When you do, you can do anything! Self-confidence will no longer be an issue you will have it. You will be able to go after your goals, knowing you have the power to attain them.

Wednesday, January 11, 2012

Attack Your Debt Problem And The Rest Of Your Finances Will Come Under Control"


Individual finances and debt are not some thing that everybody really likes to sit down and think about. If you face the problem of debt head on, you are more likely to tackle the debt that you've piled up over the years. If you take the time to take many viewpoints into consideration, you are going to be able to develop a resolute plan to get your debt level paid down, and potentially even satisfied. The following criteria will help you develop a strategy to get on the road to debt-free living.

Getting organized is going to help you form a solid strategy to pay down your debt. Get out the statements for all of your debts to make a tally. Categorize the different types of personal debt on different spread sheets. Put your credit cards on one, loans on another and any other debts that you may owe on a third. Once you have this all arranged and separated, you will have a better concept about where to get going.

There are very few folks that like the sound of living on a budget and that is why so many individuals across the country live on credit cards and accumulate such a steep level of unsecured debt so quickly. You need to make a budget to live within your means. Carefully calculate how much you need for the minimum repayment of the month-to-month bills and find out how much money you have left after those expenses are paid. You must be sure to measure about how much you're going to need for fuel, food and any medicines. After everything is added up, you then have the total that you must set aside each month. Just about anything that you have left over could be used to pay extra toward credit cards or mortgages.

Non-essential spending are something that needs to be slashed if you're trying to lower your debt. If you don't have the cash in your pocket to buy it and you do not "have to have" it, do not buy it. Cutting the non-essentials out of your budget will go a long way toward paying debt.

Even though you're trying to pay down your financial debt, you ought to still do your best to attempt to set aside money for unexpected emergencies. If you're capable to set some money aside, you will have the cash to fix the car or truck, fix the air conditioner or pay for a doctor's appointment without putting it on a credit card.

If you have a number of lenders, you may want to think of checking with them to probe as to whether they would lower your interest. The worst thing that can occur is that they could say no..

There are some financial institutions out there that are ready to work with you so you can stay on top of things and are going to lower your rate a point or 2. It is fairly easy to determine which debt to pay off. You may want to commence with the highest interest lender. The more you cough up toward this request for payment each month, the quicker it is going to get paid since you're paying toward the principle, not simply the interest. If things aren't going as well as contemplated, you might choose to modify your personal debt pay-off plan. You should also adjust it if you see that a lender has increased the rate of interest on your statement. Organization, planning and discipline are going to go a long way in assisting you efficiently take care of your personal debt. Using the concepts that were given to you above will encourage you attack your unsecured debt and take control of your own personal finances bringing you just one step nearer to the financial future that you wish for.

Thursday, October 27, 2011

Knowing Your Value


One of the biggest marketing mistakes is one that is so insidious that it's invisible to most of us. In speaking with thousands of Independent Professionals over the years I've asked this question: "Do you think you're getting paid what you're worth?"

And never, not once in twenty two years, has anyone said, "Yes, I am." Everyone feels they are not getting paid what they are worth, and yet almost nobody does anything about it.
Even if I gave you a dozen strategies to raise your rates or to repackage your services for higher value, you'd likely have a problem doing it because your "wealth thermostat" is set at a fixed position that always springs back to where it was.

Your wealth thermostat is set for the amount of income you feel comfortable earning in a year. Perhaps it's $50K or $100K or 200K or $500K per year. And anything much beyond that level is not only uncomfortable to you, it's downright scary.

Do any of the following statements seem true to you?

• You see money as a scarce commodity that's hard to get more of (no matter what you earn).

• You think people that make more money than you do are morally inferior to you (even while you envy them).

• You find it hard to invest in yourself (workshops, books programs). Investments always looks like expenses to you.

• When you make good money you tell yourself that it won't last or that it's not enough. The glass is always half empty.

• You feel virtuous when you work hard and do a good job, but feel a little (or a lot) guilty when you charge a high fee.

All of these are symptoms of a scarcity mindset. And for some reason, most of us seem to be afflicted with it to one degree or another. Having money naturally flowing into our lives easily and effortlessly is a foreign concept to most of us.

Starting to Value Yourself

What can you do to start moving from a scarcity to a sufficiency or abundance mindset? There are a lot of ways, and I won't pretend that you can change your whole money mindset overnight, so I want to focus on one simple thing - what you actually charge your clients.

What you're going to do is change the settings on your wealth thermostat. It's a simple, 5-step process that won't take long and will help you shift your perception of the value of your services.

1. Make a list of the things you have helped your clients with. This should be a long list that includes everything you can think of.

2. Narrow this list down to just five clients that you had the most success with and try to estimate the actual value each client received from you. Make it as tangible as possible.

3. Next ask yourself, given the actual value that each client received, what would be a fair price for your services? How does this compare to the price you actually charged?

4. Now take this new, fairer price that's based on real value provided and double it. So if you originally charged $1,000 and a fair price would be $2,000, then write down $4,000.

5. Then do this exercise out loud (with yourself or a friend): What's your price for this project? You: The price for this project is $4,000. Repeat several times over a period of time until it feels natural and easy to say it.

The next time you quote a price at the real value of $2,000, it will seem very reasonable, if not downright cheap. You will have shifted your wealth thermostat and it will feel much more comfortable charging higher fees.

Not only that, the prospect will show less resistance in paying those fees. As this new wealth setting becomes a reality for you, it becomes a reality to others.

Try it, it works!

The More Clients Bottom Line: You're as wealthy, successful and as valuable as you think you are. Before you earn more money, you need to believe you are worth more. Change your wealth thermostat and money will start to come more easily, with less struggle.
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Need to Take Back Control of Your Life? Stop Complaining!


Everyone falls victim to complaining every now and again. That's why "venting" is such a popular pastime! However, if you genuinely believe your life isn't what it should be, complaining isn't going to help.

Excessive complaining makes everyone uncomfortable. Think about someone you know who complains a lot. Chances are you try to avoid him - and other people do too. The last thing you want is to be "that guy" - the guy no one wants to talk to, for fear he'll launch into a complaint rant.

So, what can you do to stop complaining and get your life back on track - instead of letting it control you?

First, you need to understand that complaining is a bad habit - much like biting your nails or picking at a scab; all it does is make things worse. Complaining may even be something you do without thinking, because it's become such a habitual part of your life.

Many people start complaining because they've created a bunch of negative thoughts in their own heads. They realize they're making their feelings of anger or frustration worse, so they try to get rid of it all by complaining.

Instead of falling victim to those negative thoughts, make a conscious effort to get rid of them. Promise yourself that you're not going to let some negativity define who you are. Remember, your entire demeanor is based on what you think!

Similar to the way a healthy diet can help your waist line, healthy thoughts can help your demeanor. If you truly want to take control of your life and be happier, you can't feed your mind negative thoughts. Instead, you have to understand you're in control of those thoughts - and let them go.

But how do you let things go?

If you're in the midst of a bunch of negative thoughts, simply letting them go can seem a whole lot easier said than done. Here's how you can do it:

- Relax.

Read a book, take a bath, or do anything else that'll calm you down. If you can't relax right away, that's OK. Understand that it took time for you to build up all of these negative thoughts and complaints and it'll take time for them to go away. As long as you remain dedicated to relaxing, you'll win the fight!

- Believe in yourself.

You can be your biggest critic or your biggest supporter; the choice is up to you. If you make a mistake, accept responsibility for it and then let it go. If you dwell on it, the negativity and your complaining will never go away.

- Surround yourself with positive things.

The more positivity you're around, the easier it'll be to let it naturally become part of your life - instead of always falling back on negativity. If you steer clear of negativity, eventually, all of those bad habits will turn into good ones. Like any addiction, the more you feed your complaining habit, the more it'll take over your life. For example, if you and a certain friend always get together for drinks and wind up complaining to each other, stop going out for drinks.

- Stop blaming others.

Everyone will place blame on someone else from time to time, but blame isn't going to make you feel better. Instead, deal with problems and move on. Again, you'll have to work hard to remove all of the negative feelings.

If you make a serious effort to stop complaining today, you could wind up with a whole new you tomorrow!


Tuesday, September 13, 2011

Always Have Hope


Copyright (c) 2011

Life always seems have it's ups and downs. Sometimes we get caught up in the whirlwind of life and we don't know how to stop and get off. Situations occur, relationships come and go, jobs change, people move away, people pass away, and people get beaten down by life in general. Some discover outlets that relieve their stress such as church, friends, meditation, vacations, hobbies etc. Others find their stress level temporarily relieved by taking drugs, speeding in their cars, fighting, arguing and various harmful and negative actions. People may find themselves lost and without hope. While concentrating on living they are just in a survival mode. When people live as if their life is empty and without hope then the human condition takes over. Our ego is grounded in this world. It focuses on worldly desires in order to feed itself to become more ego-driven. The more a person lives his/her life with their ego in control the less they will feel connected to spirit.

Having a spiritual connection means having a connection to God, our power source. We came here to live a spiritual life in a human body. There are many situations that occur on earth in which we can learn powerful lessons that will spiritually elevate us here and after we pass away and live in our spiritual bodies. We will encounter many hard and sometimes profoundly difficult lessons and our job is to learn from each and every person and situation that crosses our path. We're all connected because of our humanity and because we all came from the same power source. Instead of living our lives in isolation or sometimes always in competition with others we should live our lives in harmony. The term harmony feels foreign to some people but it can bring happiness and love into your life.

There is a simple way to bring love, hope, charity, compassion and truth into your life. Take the time to be still and to be quiet. Take the "busy" out of your life. Find a time during your hectic schedule to devote to yourself. I usually find that the best time for me is in the very early morning hours before people are awake. The world outside is quiet and I can hear the birds chirping. If it's easier for you, then close your eyes and breathe deeply through your nostrils then slowly out through your mouth. Do this until your breathing has a rhythm and it helps you to relax, clear your mind and focus from within.

Then visualize the white light all around and through you. You may also at this time visualize the divine light of forgiveness for you and for others. This light of forgiveness is deep purple with sparkles of gold that looks like glitter. Take the time to experience this. Then ask God for peace, understanding, truth and integrity, compassion and empathy, and unconditional love for yourself and for others. Be still and ask for guidance and protection as you live out your day. Help other souls through kind deeds no matter how small it may be with a smile, kindness, a nice gesture and patience. Ask for the gift of not judging others because each of us has our own path to walk in this world with our own experiences and lessons.

See the world from your higher self or from your higher consciousness. And remember the universal truth that whatever goes around comes around. Whatever you do, think, or say comes back to you no matter if it's positive or negative. Our words can never be erased. Be careful and thoughtful as you live your life here. Live your life with gusto. Learn to have a positive outlook on life. When you are good with yourself then you will be good to others. Peace, love and happiness to you and keep hope alive!

Thursday, September 8, 2011

Section 8 Housing Choice Vouchers - Kent/Sussex Counties

 

DSHA offers a Section 8 Housing Choice Voucher Program for DSHA-approved private rental residency. This program, offered in Kent and Sussex Counties, offers housing subsidies to eligible low-income individuals and families to rent existing, privately-owned dwelling units from participating landlords. The Delaware State Housing Authority administers 902 vouchers.
How To Apply
  1. Make sure you (the tenant) meet all tenant requirements.
  2. Call a DSHA Contact to begin the application process.
  3. You may download an application DSHA Public Housing / Section 8 Application
  4. or you can use Delaware State Housing Authority's Online Application process for assisted rental housing.

Tuesday, August 23, 2011

PHILADELPHIA: TIME SENSITIVE...DIPLOMA PROGRAM FOR AGES 17=21

PHILADELPHIA: TIME SENSITIVE...DIPLOMA PROGRAM FOR

AGES 17-21 AT TEMPLE UNIVERSITY! shared via Tiffany

Bacon...Temple University YEP program - ages of 17-21 who

do not have a High School diploma. it's not a GED program.

When complete they will have a diploma and a graduation

ceremony. They get paid for it. CALL TAMIKA BUTLER (215)

204-1219. Youth Employ Program. They will lose their

funding if they don't… get enough people . Help educate

some young sisters or brothers by passing on this info.